A new tool for European freelancers on a bitcoin standard.

The bitcoin-native invoicing standard for European freelancers.

Invoice clients anywhere in EUR. Get paid in bitcoin or stablecoins. File taxes properly — without bank rails.

You're on the list. We'll be in touch before the Italian launch.

Launching in Italy in 2026 · Spain, Portugal, Germany, and France follow

INVOICE / FATTURA№ 2026-014
EUR · BTC
Brand identity system€3,200.00
Web design — 2 pages€1,150.00
IVA 22%€957.00
Total due
€5,307.00
≈ ₿ 0.04918
≈ € 5,307 EURC
FatturaPA · SDI Lightning Non-custodial

The problem

Invoicing in bitcoin shouldn't mean spreadsheets and headaches.

European freelancers increasingly work with crypto-native clients — agencies, Web3 companies, international SaaS, AI startups. Getting paid in bitcoin or stablecoins is easy. Making it work with your accountant, your VAT, your local e-invoicing system, and your year-end tax filing is where everything breaks.

The tools that exist were built for crypto-native B2B teams, not for freelancers running a partita IVA, a Steuernummer, a SIRET, or a NIF. The result: most people on a bitcoin standard end up tracking cost basis in a Google Sheet, missing tax events, or giving up on bitcoin invoicing entirely.

Billiamo is the fix.

How it works

Built bitcoin-native, from invoice to tax filing.

One product, one brand, one experience across Europe. The crypto layer is the same everywhere. The tax compliance adapts to your country, automatically.

01Invoice

Invoice professionally, in your country's format

Compliant invoices for every European market we support. Beautiful PDFs your clients trust, in the structured format your tax authority requires.

Italian FatturaPA via SDI Spanish Verifactu German XRechnung French Factur-X EUR-denominated
FormatE-INVOICE
ITItaly · FatturaPA SDI
ESSpain · Verifactu Ready
DEGermany · XRechnung Ready
FRFrance · Factur-X Ready
PDF + structured XML EUR-denominated
02Get paid

Get paid in bitcoin or stablecoins

Payment goes directly from their wallet to yours. Billiamo never touches your money — non-custodial by design, outside MiCA's CASP scope.

Lightning On-chain BTC USDC EURC
PaymentNON-CUSTODIAL
Client walletsends
Billiamo · routes only, never holds funds
Your walletreceives
Lightning On-chain BTC USDC EURC
03File taxes

Tax-ready for your accountant

Built-in crypto cost-basis ledger with FIFO accounting. Year-end tax pack your accountant can drop straight into your filing — in any European country we support.

Fatture in Cloud Xero DATEV Holded and more
ExportsACCOUNTANT-READY
Fatture in Cloud Ready
Xero Ready
DATEV Ready
Holded Ready
tax-pack-2026.zip FIFO cost-basis ledger · ready to file

Why now

The infrastructure is finally here. The workflow still isn't.

Three things changed in the last 18 months. MiCA came into full force across the EU, giving crypto businesses a clear regulatory framework for the first time. USDC became the first MiCA-compliant stablecoin, opening it up to mainstream European business use. And ViDA — the EU's e-invoicing directive — accelerated mandatory structured invoicing across most member states, with Italy leading the way.

What didn't change: the workflow tools. Bitcoin payment processors still treat freelancers as an afterthought. Accounting software still has no idea what a Lightning invoice is. Tax authorities want structured data your wallet doesn't produce.

Billiamo sits exactly where these three trends meet — modern bitcoin rails, MiCA-compliant stablecoins, and proper European tax compliance, built specifically for freelancers running their business on a bitcoin standard.

Roadmap

One product. One bitcoin standard. Twenty-seven European tax systems.

We're starting in Italy for two reasons: from January 2026, the 33% crypto capital-gains rate and DAC8 auto-reporting make accuracy mandatory — and Italian SDI is Europe's most demanding e-invoicing system. Here's how we roll out.

01
In progress 2026 IT

Italy launch

  • Full FatturaPA XML and SDI integration
  • Esterometro for cross-border invoices
  • Regime forfettario and ordinario support
  • Native commercialista exports
  • Lightning, on-chain BTC, USDC, EURC
02
Up next 2027 ESPT

Spain and Portugal

  • Verifactu and Facturae support for Spanish autónomos
  • SAF-T PT and ATCUD for Portugal
  • Integrations with Holded, Quipu, and Moloni
  • Same crypto layer, localized tax stack
03
Planned 2027–28 DEFR

Germany and France

  • XRechnung and ZUGFeRD for Germany, with DATEV integration for Steuerberater
  • Factur-X and Chorus Pro for France
  • Mandatory B2B e-invoicing fully supported as ViDA rolls in
04
Future 2028 + EU

The full European stack

  • Netherlands, Belgium, the Nordics, and the high-crypto cluster: Slovenia, Greece, Ireland, Austria, Cyprus
  • PEPPOL network integration
  • Expanded crypto rails (Taproot Assets, eCash)
  • The financial OS for European freelancers on a bitcoin standard

Built for Europe

The boring stuff, done right.

Non-custodial

Funds never touch our platform. You stay in control of your bitcoin and stablecoins, always.

MiCA-aware

Built outside the CASP definition by design. Software, not custody.

E-invoicing ready

Integrated with national systems through licensed partners in every market.

GDPR-compliant

Your data stays in the EU. Full export and delete on request.

Early access

Be one of the first to invoice on a bitcoin standard.

We're launching in Italy in 2026 and rolling out across Europe through 2028. Join the waitlist for early access, founder pricing, and a direct line to our team.

You're on the list. We'll be in touch before the Italian launch.

Founder pricing for the first 100 users · Free forever for the first 10

"I'm building Billiamo because I'm tired of explaining my crypto invoices to every accountant in Europe. If that's you too — get on the list." — Francesco, founder